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Restaurants rocked by coronavirus pandemic

Restaurants rocked by coronavirus pandemic

ANNA MARIA ISLAND – Many restaurants on Anna Maria Island and in the village of Cortez are now offering takeout and delivery service to help offset the economic damage being caused in response to the coronavirus (COVID-19) pandemic.

On Tuesday, March 17, Florida Gov. Ron DeSantis issued an executive order that closed all Florida bars and nightclubs as of 5 p.m. that night. The executive order also mandated all restaurants reduce their seating capacity to 50% and create a six-foot distance between groups of diners that are now limited to no more than 10 per group.

Restaurants rocked by coronavirus pandemic
Swordfish Grill server Scarlett Szarko makes a dockside delivery to boater and longtime patron Mick Weick. – Joe Hendricks | Sun

The next change came shortly after 2 p.m. on Friday, March 20, when DeSantis issued an executive order that immediately restricted restaurant operations to delivery and takeout service only. The order allows alcohol to be sold for takeout purposes but prohibits alcohol being consumed on the premises of any Florida restaurant.

Shellshocked in paradise

Although not a complete surprise, Friday’s announcement sent immediate economic shockwaves throughout Florida’s restaurant industry as owners, managers and employees scrambled to enact contingency plans.

In Cortez, Swordfish Grill General Manager Bob Slicker already had his plan in place.

“We had already been providing our customers with to-go services that include having their food delivered curbside or dockside,” Slicker said Friday afternoon.

“If you order something to go, you get a free roll of toilet paper if you need it. And if you’re a restaurant employee and have a check stub to prove it you get 40% off your food. We can do to-go alcohol too. You can pick up a six-pack and some food and then stay home,” Slicker said.

He encourages those who purchase takeout food anywhere to tip generously.

“I want to be there for my team and my community and pay some of our employees for as long as I can. Some people can’t bounce back from something like this and they might start making bad decisions,” Slicker said when expressing his concerns about mental health issues and suicide rates increasing as the economic hardships become greater.

By 3:45 p.m. Friday, Anna Maria Island Beach Café bar manager Jason Bell had already closed the tiki bar and the café was in the process of closing until further notice.

“We’re waiting to see what happens next and we’re pretty much out of a job at the moment. Luckily, they’re going to let us come in and do some cleaning and stuff like that, but there’s only so much of that you can do,” Benn said.

By 4 p.m., Hurricane Hanks in Holmes Beach already had banners in their windows that said, “Open for takeout and delivery.”

Management and staff there were already dealing with unhappy customers who were learning they would not be allowed inside to eat or drink.

Around the corner at the Ugly Grouper, General Manager Thad Treadwell was still trying to process what just happened and he said it was too soon for him to comment.

While Treadwell and his staff swung into takeout-only mode, Wisconsin visitor Cindy Jewett and her son Nick learned they were not going to be sitting down to enjoy food and drinks.

“Before you could sit with the tables further apart, but this is ridiculous,” she said of the events that unfolded during her week-long stay on the Island.

In response to the governor’s order, most Anna Maria Island and Cortez restaurants quickly took to social media to announce and promote their takeout and delivery services.

Ed Chiles and the Chiles Group own and operate the Sandbar restaurant in Anna Maria, the BeachHouse in Bradenton Beach and Mar Vista Dockside Restaurant in Longboat Key.

When contacted Sunday, Chiles said, “All three restaurants are operating with takeout menus and we’re looking to do custom food too if people need a bigger, family-style meal.”
Regarding his employees, Chiles said, “Our staff is concerned and we’re providing them information on where to go to sign up for unemployment compensation, how to do that and what we’re doing with their health insurance after these layoffs happen. We also set up a GoFundMe account for our Chiles Group employees and we put $12,000 in that. This is a vehicle for people who want to help these folks who work for us.”

Before last week’s events unfolded, the Chiles Group had more than 300 employees.

DAR recognizes Cortez women with awards

DAR recognizes Cortez women with awards

CORTEZ – Three Cortez women, local historian Dr. Mary Fulford Green, artist Linda Molto and former Manatee County Commissioner Jane von Hahmann, were honored on Friday by the Manatee Chapter of the Daughters of the American Revolution, based in Anna Maria.

The March awards highlight both Manatee History Month and Women’s History Month in recognizing women’s contributions to the preservation of the historic fishing village of Cortez, according to Manatee Chapter DAR Regent Kathy Doddridge, who presented the awards at the Kirby Stewart American Legion Post in Bradenton.

The trio are “ordinary women who have achieved extraordinary things,” she said.

Dr. Mary Fulford Green

The DAR National Historic Preservation Recognition Award was awarded to Dr. Mary Fulford Green, who was unable to attend for health reasons.

DAR recognizes Cortez women with awards
Dr. Mary Fulford Green, dressed as her grandmother during a history talk she gave recently at the Cortez Cultural Center, was awarded the DAR Historic Preservation Recognition Award. – Cindy Lane | Sun

Doddridge detailed highlights of her life. Born in Cortez in 1925, Green is the granddaughter of 1887 Cortez settlers William Thomas Fulford and Sallie Adams of Carteret County, North Carolina, whose Cortez home Fulford lives in.

She was valedictorian of her 1942 Bradenton High School class (now Manatee High School) and earned a B.A. in science, M.A. in chemistry and Ph.D. in education from Florida State College for Women (now Florida State University) in Tallahassee.

She was a founder of Hope Family Services in 1979 and served as president of Manatee County’s Mental Health Association for seven years.

Green was instrumental in establishing the Cortez Village Historical Society (CVHS) in 1984 and in getting the village of Cortez on the south side of Cortez Road on the National Register of Historic Places in 1995.

With fellow award-winner Linda Molto, Green wrote “Cortez – Then and Now” in 1997; they also produced the Walking Tour Map of the Cortez Fishing Village.

Robin Schoch, who accepted the award for Green, said that Green has also worked on successfully opposing a 65-foot-tall bridge from Cortez to Anna Maria Island, a proposed marina development in the village, and the proposed purchase of the Cortez Trailer Park.

Linda Molto

Originally from Toronto, Canada, Cortez artist Linda Molto also received a National Historic Preservation Recognition Award.

She moved to Florida in 1965 and purchased a 1920s home in Cortez village, next to the parsonage of the Church of God. When the parsonage was slated for demolition in 1992, she protested at a CVHS meeting, joined the group and remains an active member.

Molto worked with Green on obtaining National Register of Historic Places status for Cortez.

She has served on the board of FISH (Florida Institute for Saltwater Heritage) since its inception in 1991, and was instrumental in purchasing land east of Cortez village to create the FISH Preserve. She organized the Cortez Historic Homes Tour in 2004-05 to help pay for preserve property.

Molto is currently involved in protesting the proposed 65-foot-tall bridge from Cortez to Anna Maria Island.

Molto showed the DAR group a piece of artwork she created of the first person she met in Cortez, a young boy selling mangos for 2 cents each.

Cortez is “a place that you don’t see anymore, where it feels like home,” she said.

While residents have their differences, above all, they are neighbors who are there for each other, she said.

Jane von Hahmann

FISH board member and former Manatee County Commissioner Jane von Hahmann was presented the DAR Community Service Award for her longstanding support for FISH.

Established in 1991, FISH sponsors the annual Cortez Commercial Fishing Festival, which provides funds to restore, maintain and enlarge the 98-acre FISH Preserve.

This year, the festival netted about $60,000, von Hahmann told the group, close to last year’s net, and attracted more than 20,000 people over the two-day event in February. She has been the co-chair of the festival for the past nine years.

FISH has removed invasive plant species from the preserve, planted native vegetation and created tidal channels.

Outside the preserve, FISH projects include the restoration of the 1890 Burton Store, turning the Church of God into Fishermen’s Hall, renovating the FISH Boatworks and the Cortez firehouse and more.

Von Hahmann also has volunteered with the Sarasota Bay Estuary Program and opposed large developments including Aqua on the Bay and the 65-foot-tall bridge proposed from Cortez to Anna Maria Island.

Cortez has been battling encroachment for 135 years, von Hahmann told the group, adding, “You can’t know where you’re going if you don’t know where you’ve been.”

WMFR commissioners review 2019 results

WMFR commissioners review 2019 results

BRADENTON – West Manatee Fire Rescue’s February commission meeting started out on a happy note as two of their own were promoted, a new staff member was welcomed and a team received chief’s coins for their work in the community.

Kicking the meeting off, commissioners welcomed new administrative assistant Andrea Berggren, who took the oath of office and was greeted personally by each commissioner.

New administrative assistant Andrea Berggren takes the oath of office. – Kristin Swain | Sun

Continuing the festivities, WMFR leaders recognized Chad Brunner and Tyler MacDonald who were elevated to the rank of captain. MacDonald’s son was even on-hand to pin his father’s badge on his uniform.

Battalion Chief Rich Jasinski congratulates the newly promoted Captain Chad Brunner. – Kristin Swain | Sun

The non-transit advanced life support team of firefighters Frank Agresta and John Balzer, along with Lt. John Stump, were presented with chief’s coins by Administrative Battalion Chief Jay Johnson for going above and beyond in their service to the community. Johnson said he’d spoken with a woman whose husband was having a hard time entering their Island home and had fallen. The firefighters showed up to help the man up and then they returned to the fire station to build a step to make it easier for him to access his home without falling down. Johnson said he’d received many thanks and compliments from the man’s wife for the actions of the firefighters.

Once the festivities were over, commissioners moved on to other business, including discussions concerning the district’s new administrative home.

In January, commissioners were presented with the opportunity to purchase an additional piece of land complete with a shell building in a commercial area near Blake Medical Center. Commissioner Randy Cooper reported to his fellow commissioners during the February meeting that he had viewed the property and didn’t recommend pursuing the purchase, stating that he felt it doesn’t meet the district’s needs.

In 2019, commissioners purchased a large commercial lot located behind the Fountain Court Shopping Center off of Manatee Avenue and have already engaged the services of an architecture firm to help plan the new building.

Commissioner George Harris said that he would like the district’s leaders to keep all of their options open for the moment. Commissioner Al Robinson said he was disappointed that his fellow commissioners had dismissed the possibility of purchasing the other lot with the shell building, saying he felt it could save the district money in the long run when weighed against the expense of new construction.

During the meeting, commissioners voted four to one with Robinson dissenting to accept a contract for construction manager at risk with Creative Contractors Inc. for the new administration building. The contract grants Creative Contractors payment of 5.5% of the actual cost of work for the construction of the new administration building and includes a bond percentage of 0.81% with 0.82% of construction costs going to insurance.

“It’s been great working with them so far,” Chief Ben Rigney said.

There’s no timetable set yet for construction on the new administration building.

Commissioners also reviewed the 2019 annual report.

Johnson presented the annual report, stating that it reflects the district’s purchase of new air packs and the launch of non-transport ALS service at all three district fire stations. He said the district had a 3% increase in calls in 2019 with 67% of those being medical calls. He added that there were 45 fire incidents that WMFR firefighters responded to in 2019, including 14 building fires. He said the district’s response time improved 27 seconds over the previous year.

Community members are invited to review the annual report online.

Related coverage

WMFR celebrates promotions, awards

Lawsuit filed against fire department

Bunny & Pirates adds to their bounty

Bunny & Pirates adds to their bounty

CORTEZ – The expanded business operations at Bunny & Pirates Bazaar now include the Skullywags Coffee Bar and Marketplace.

The coffee bar and marketplace recently joined the live music, beer and wine service, and gift and souvenir sales that have been the staples of the eclectic business that life partners and business partners Elizabeth Shore and Jeffrey O’Connell operate at 12404 Cortez Rd. W. in Cortez.

On Jan. 31, Bunny & Pirates Bazaar celebrated the grand opening of the coffee bar and marketplace named after a beloved family member.

“We lost my brother-in-law, Tim ‘Skully’ Quinlan, a couple years ago and this is our way of honoring him,” Shore said.

“Our coffee beans are 100% Arabica from Brazil freshly roasted to order in Ybor City and then delivered to my doorstep. There’s no warehousing, so it’s always fresh, smooth and delicious,” Shore said.

“We soft-opened the coffee bar a while back and we were working out how that would work with the pub. I’m doing keto breakfasts, we have ‘grab and go’ breakfast sandwiches, yogurt, parfaits and fresh bagels, muffins and croissants, depending on what’s available that day,” Shore said.

The marketplace was originally part of the business Shore and O’Connell opened in 2018, but Mother Nature had other plans.

“When the pub was a month and a half old, I was just starting to build up the convenience store and it was doing well. But when the red tide hit, business was dead. The capital I planned to use for growing the business was used instead to pay the lease and the electric bills,” Shore explained.

“The marketplace has Boar’s Head meats and cheeses, vegetables, crackers and snacks, salads and more. We also have eggs, milk, juice, flour, rice, cans of tuna, toilet paper and things like that. It’s just the basics, but the basics done right. It’s a great convenience for the neighborhood and we have great daytime offerings for people headed to and from the Island and the beaches,” Shore said.

And that’s not all…

“About two months ago, we started doing a one-item menu in the evenings called ‘What’s for Dinner?”. It’s like coming to our house for dinner and it’s really starting to get some momentum. We’ll serve one item and an appetizer with it. We’ve done a Hawaiian beef burrito with pineapple coleslaw, a BLT with tomato soup and we’ve done chicken tacos. Now we have people calling and saying ‘what’s for dinner tonight’?” Shore said.

Bunny & Pirates features live music on Thursdays, Fridays and Saturdays and an open mic night with Erin McCarthy on Mondays.

Skullywags opens daily at 8 a.m. and Bunny & Pirates remains open until 10 p.m. on weekdays and until 11 or 11:30 on weekends.

“If we have a crowd, we’ll stay later,” Shore said, noting the entire business is closed on Sundays.

And there’s the gift store.

“Our gift store has some of your traditional souvenirs, but there’s also the one-of-a-kind

finds because that’s where the pirating comes in. We’re always looking for something unique. It’s a great place to find last-minute gifts or something special you want for your house. And we’re really starting to build up the stuff we get from our local artists,” Shore said.

Related coverage

Jason Sato tops county real estate rankings again

Mote request trimmed

Reel Time: Fishing bridges, piers and docks

You don’t have to have a boat to get to some of this winter’s best fishing. Bridges, docks and piers provide anglers who don’t have a boat or don’t want to bother with one some excellent fishing opportunities.

Besides being a convenient access point over the water, their structure provides the perfect habitat for fish. A large variety of small baitfish, crabs, barnacles and other crustaceans call these pilings home and provide gamefish a refuge and an ambush point for feeding. The bridges that span the local passes are natural corridors for fish like pompano, Spanish mackerel, ladyfish and bluefish. These species migrate from the gulf to the local bays, feeding around the bridge pilings and fenders. Action on one species or another can be found year-round around local structures. That doesn’t mean that they are for shore-bound anglers only because boaters will find them a great place to fish too.

Reel Time: Fishing bridges, piers and docks
There are ways to rig your line that allow you to deal with any tidal stages you encounter while fishing from bridges. – Rusty Chinnis | Sun

The old saying that the best time to go fishing is any time you can is a good one to follow.  However, if you have the luxury of picking your time and tide, a morning incoming tide on bridges that span the passes is hard to beat. The second best time would be a late outgoing tide. Timing your trip to coincide with the beginning or end of the tide cycle will make it easier to deal with the often strong currents that course through the passes. That doesn’t mean you’re restricted to those times and there are ways to rig that will allow you to deal with any tidal stage. Many docks and piers don’t as strong a tidal flow but look for times when the water is moving.

When fishing the bridges, a medium weight spinning outfit is perfect. At least, depending on the species you’re targeting, a 10- to 12-pound outfit is recommended since you’ll have to hoist your catch from the water to the bridge. There are special nets available that can be lowered to help with this operation, but it is one more piece of equipment you’ll have to transport. With most catches a careful hand over hand retrieve will work just fine and your mobility will not be restricted. You can go lighter when fishing docks and piers but you’ll need to be able to control your catch when they get near the pilings.

Depending on your quarry, a few lures will suffice. Live bait is another option, but keeping it alive poses some problems. Swimming and diving plugs are effective but I prefer to shy away from treble hooks. One of the most effective lures is the jig. When the current isn’t particularly strong a jig tied directly to a 30-pound section of leader will work perfectly.

If the tide is strong, when fishing in or near passes, a weight will help get the lure down in the water column where most of the action occurs. To keep the weight from interfering with the jig, tie a section of 40-pound leader with a sliding egg sinker between two small swivels. Then add your leader and jig below. This rig can be also be used to get lures or live bait to the bottom. Another advantage of this rig is that as it is being worked across the bottom it sends up a small puff of sand that attracts predators like pompano.

Some anglers tie a short section of leader from the jig to a smaller jig of fly. One of the advantages to fishing from a bridge is the ability to easily move from one spot to another. This allows the angler to try near the pilings, on the edges of the channel, tide lines and areas where striking fish might be found.

If the action is slow or you’re exploring a bridge and pass for the first time, work both sides of the bridge. Vary your retrieve, working the lure fast and slow, exploring the water column. With obvious differences, the same applies to docks and piers.

Spanish mackerel and bluefish, two common species that frequent local bridges have sharp teeth and can cut through monofilament leaders. There are two options to protect your lure. One is to use a short strand of wire leader. The other is to use long-shanked hooks. A wire can keep fish from biting if the water is clear but you’ll lose a few rigs if you fish without it.

Whatever your fishing style, don’t pass up a trip to local bridges, piers and docks. The action can be spectacular and the effort required is far less than an outing in a boat.   Anglers should be vigilant of the traffic when fishing bridges and always remember to look behind before casting. Some good locations to target include Longboat Pass, the Rod & Reel Pier, the Bradenton Beach Pier, the Anna Maria City Pier and the Manatee and Cortez bridges.

More Reel Time:

Reel Time: The ups and downs of tides

Reel Time: We’ll See

Reel Time: Mars Bay Bonefish Lodge

Castles in the Sand

Is Anna Maria Island still Old Florida?

There’s no doubt how much Anna Maria Island has changed over the past 25 years since I found the Island. One might say it’s gone from shabby chic to polished coastal, but has it also gone from Old Florida to upscale Florida pretending to be Old Florida.

Last month the Island, or at least Holmes Beach, had another “best of” rankings bestowed on them. This time it was from Trip Advisor who picked the top seven “delightfully low-key Florida beach towns you might not know about.” Well if they didn’t know about it before they sure know about it now. Just what we need, more cars on the Island. On the other hand, for people who own property on the Island and want to generate some profit, this may be the right time if you follow a few simple rules.

There are lots of ways to get your property out there if you’re considering rentals, VRBO, Airbnb, the new Marriott Homes & Villas and of course, traditional Island real estate companies.

Starting with a great location is key and the Island has a multitude of great locations. Properties closer to the beach always rent for more but it’s hard to find anywhere on Anna Maria Island that’s undesirable.

Next is the number of bedrooms, the more the better. If there is any way to turn available space like an office or storage room into another bedroom it will make your rental more attractive. Also, remember the children and furnish the property with sturdy and well-built trendy furniture that is washable and somewhat indestructible. Leave the Chippendale in storage.

Provide big sectional sofas and seating areas for everyone to get cozy on, and also a large enough dining table for the maximum number of guests allowed. Add some beach essentials like beach chairs, beach toys, beach carts and maybe even paddleboards. If you have a pool having a floating chair with a drink holder could seal the deal. A gas grill is also appreciated by renters as are ping pong tables, bikes, games and restaurant recommendations. Towels, including beach and bedding that are not expensive but in good condition, are essential. No one likes a dingy towel. Don’t forget toilet paper, paper towels, bath soap and dishwasher soap, providing at least enough to get started if it’s a long-term rental and enough to get short-term renters through to the end.

Leaving a complimentary bottle of wine and some welcome cheese and crackers is a nice touch that people don’t forget. And don’t be afraid to decorate with some cute and beachy stuff. I read somewhere it’s a good idea to have a plaque made with the name of your rental placed in a position where renters might take a picture, free advertising when they show their vacation photos to friends.

The bottom line is to create a space that you would like to spend time in.

Trip Advisor loves the slower pace of Holmes Beach and the “Old Florida” vibe without the crowds. But we’re not alone – the other top six low-key Florida destinations include Venice, Cocoa Beach, Englewood, Daytona Beach Shores, Lauderdale By The Sea and Longboat Key. I’m not sure if Longboat Key residents would agree with the “Old Florida” characterization, but polished coastal does fit.

There’s no argument that Anna Maria Island is one of the most beautiful beachfront communities in the country and to people coming here for the first time it still epitomizes Old Florida. So, if you’re considering using your home as a rental there certainly is a thriving market. Old or upscale, it’s still the tops.

More Castles in the Sand:

Happy new real estate year

Home ownership matters

Million dollar homes and taxes

Castles in the Sand

The Grinch that stole your real estate deal

If you’re in a home negotiation, whether you’re the buyer or seller you better watch out for the home inspection grinch. To the buyer, the grinch is a kindly and informed fellow who will uncover all of the home’s secrets and to the seller, the grinch is a nosey picky guy who when he uncovers all of your home’s secrets will tell the buyer. Whichever grinch you see he is a necessary evil to the purchase transaction.
Home inspections have become standard operating procedure for both single-family homes and condos all over the country. Generally, a seller is entitled to a home inspection within a specified number of days after both parties have signed the purchase of sale agreement and/or contract of sale. The number of days is determined by the culture of the region and the availability of inspectors in that region.
Inspectors are looking for defects in major systems like electrical, plumbing and heating and air conditioning. In Florida in particular, inspectors are very sensitive to mold and mildew and may use a moisture meter looking for damp areas behind walls from a plumbing leak. They will also check for water pressure in toilets, tubs and dishwashers, as well as the condition of appliances and outdated wiring.
If an inspection comes back with legitimate problems, the buyer and seller should come to an agreement and time frame for repairs. If they fail to do so, the contract is voided, the buyer gets their earnest money back and everyone walks away.
Some buyers will waive the contingency of inspection in an effort to make their offer more appealing, however, they may still have an inspection. This means that in theory if an inspector finds a problem the buyer cannot walk away from the contract and will forfeit their earnest money. But, as we all know, anything can be litigated, tying the house up in court while the buyer tries to get his money back or renegotiates a new price. The point is, be careful with a buyer who removes the inspection contingency as a strategy.
As a seller, there are a couple of ways to keep the real estate grinch away from your door. One is to have your own home inspection prior to putting your home on the market. This will give you a heads up on any problems you may not know about or may not think are serious. An inspection is also a useful tool to provide your broker with to pass on to potential buyers along with other disclosure documents. Buyers will likely still want their own inspection, but it will give them a nice warm feeling about the home and you as a seller.
Another positive to present to buyers is a gift of a home warranty that covers certain repairs to appliances, plumbing, electrical systems and heating and air conditioning units. Warranties are typically for a year and will cost about $700 for the average single-family home. According to the National Association of Realtors, only 17% of all sellers offer a home warranty as an incentive to potential buyers. Again, buyers will get a nice warm feeling about the transaction and it will also make your home stand out among others. Home warranties included in the sale should not, however, remove the home inspection from the buyer’s list of due diligence items.
Even though the inventory of homes is way down, sellers should still attempt to provide quality disclosure about their property and remedy serious issues. It’s the ethical thing to do and it’s the best way to keep the Grinch from stealing your real estate transaction.

More Castles in the Sand:

Today’s challenge for buyers

Mythical credit scores

When did $100,000 not become enough?

Public input sought on museum changes

Public input sought on museum changes

CORTEZ – The Florida Maritime Museum is planning a redesign and is inviting public comment on its conceptual plan daily from 9 a.m. to 4 p.m. through Saturday, Dec. 14, with a tour offered on Saturday at 10 a.m.

The plan was designed by The Creative Pool, an exhibit design firm that has worked in Tarpon Springs, another maritime community, Florida Maritime Museum Supervisor Kristin Sweeting said.

The Friends of the Florida Maritime Museum, the non-profit which supports the museum, hired the company to produce the plan, which includes new exhibits on Florida’s working waterfront communities using Cortez “as a lens to tell those stories,” she said. “The goal is to add content but not take away Cortez.”

Visitors to the museum at 4415 119th St. W. will notice that some changes already have been made, including the removal of the children’s play area named for longtime volunteer Sam Bell, which is now an exhibit featuring the U.S. Coast Guard.

Bell’s widow, Kaye Bell, said the museum informed her of the change but did not grant her request to leave his photo displayed for his children and grandchildren.

Bell is a member of the Cortez Village Historical Society (CVHS), which operates the Cortez Cultural Center near the museum. Along with members of FISH (the Florida Institute for Saltwater Heritage), the Cortez community and Manatee County officials, members of CVHS lent support to establish the museum, formerly the 1912 Cortez Rural Graded School, to preserve the history of the Cortez commercial fishing industry.

“We are still planning on honoring Sam in another portion of the museum,” Sweeting said, adding that the play area was seldom used, as most museum visitors are adults. An education room containing the museum’s library will be created in another part of the museum to serve families, she said.

While many decisions have yet to be made, two large exhibits will stay on permanent exhibit, Sweeting said – the pole skiff built by Cortezian N.E. Taylor in 1932 and the vintage red wooden door that was once the front door of the building.

Smaller exhibits, including handmade dioramas portraying net fishing, may no longer be on permanent display, but rotated with other exhibits, she said.

“Some artifacts will come off display and go into storage while others will come in,” Sweeting said.

Other ideas are to divide the shell collection, which is now in one place, and display it throughout the museum, add oral history videos to some exhibits and translate written explanations of exhibits into Spanish.

The conceptual plan for the museum’s “re-imagining” also features a different floor plan, guiding visitors in one direction through the museum and out through the gift shop, instead of offering two paths near the entrance, Sweeting said.

After the plan is finalized, work is expected to begin in mid-2020 with funding from a Florida Department of State Division of Cultural Affairs grant, she said.

To offer input on proposed changes at the museum or to register to take a tour on Saturday, Dec. 14, call 941-708-6120.

Castles in the Sand

Mythical credit scores

Generally, credit scores are available through one of your credit card companies, financial institution or loan statement, and if you don’t know yours you should make a point of finding out even if you have to pay a fee. You are entitled to a free credit report from the three national credit bureaus annually, but they do not contain credit scores.

One of the most misunderstood aspects of mortgage financing is the mystical credit score. Many people applying for credit, whether it’s home financing, automobile financing or credit cards, are terrified of what their credit score is and how it will impact their ability to be granted a loan.

Credit score ranges start at 300 and go up to 850. 740 to 799 is very good and is where 25 percent of people are and 800 to 850 is exceptional and is where 20 percent of people are. Obviously, you want to acquire a credit score as high as possible as it will not only affect your ability to borrow money but also getting accepted for an apartment, deposit waivers on services as well as enticing potential employers.

There is, however, a lot of misinformation about credit scores. For instance, future homeowners worry that shopping around for a mortgage will hurt their credit score. Not true, the scoring models assume you’re going through a shopping process and will bundle these requests into a single inquiry.

Another one is understanding the difference between a hard inquiry and a soft inquiry. A hard inquiry is when you’re trying to refinance your mortgage or sign up for a store credit card, those inquiries could drop your score a few points whereas a soft inquiry could be a background check or a utility company setting up a new account.

Also, many people believe that carrying a balance on a credit card is good for the credit score, but here again it doesn’t help. Keep in mind that it is important to utilize your credit but not to max out your credit. A rule of thumb is to use less than 30 percent of your available credit each month and ideally less than 10 percent.

What is very important is to pay your bills on time and have mature credit accounts with a diverse range of loan products. This shows good handling of debt and experience with the use of credit. Also, asking for a credit limit increase can be one of the fastest and easiest no-cost ways that anyone can help their credit score.

What is at the bottom of the list of bad things to do to drop your credit score is a foreclosure and bankruptcy. Late mortgage payments, collections especially if a lender takes a loss, foreclosures and chapter 13 bankruptcies hurt your credit score for seven years. A chapter seven bankruptcy will hurt it for 10 years. If you mismanage your credit and get in one of these positions, you can pretty much kiss your new home goodbye.

Finally, take advantage of your free credit report annually. Credit card companies make mistakes and you might catch a fraudulent use of a credit card or new inquiry for credit. If you know you will be applying for a home loan, it might also be a good idea to purchase a credit monitoring service, so you know immediately if there is a mistake or some hanky-panky on your credit report.

Knowing ahead of time will save you a lot of grief down the road when your home loan or car loan or student loan is turned down for something you’re not responsible for.

Staying informed is the best defense against the mythical credit score monster.

More Castles in the Sand:

When did $100,000 not become enough?

Are condos the future of housing?

The ghosts of real estate

Castles in the Sand

When did $100,000 not become enough?

Once upon a time if you were earning a six-figure salary you were sitting pretty. You could easily buy a home, make sure your kids went to the right schools and take that one family trip a year. Well, those days are over and have been for a while.

There has been a lot of talk about owning versus renting in the low inventory, high priced real estate market that has taken over most of the country. Some of the newly-minted renters are happy to be renters avoiding the responsibilities, cost and repairs of owning a home. But more and more high-earning Americans who would ordinarily own a home are renting.

In 2019 about 19% of U.S. households with six-figure incomes rented their homes. This is up from about 12% in 2006 according to the Census Bureau data. This increase is equal to about 3.4 million new renters who would have likely been homeowners a generation ago, and builders and investors of rental properties have taken notice.

Two of the largest single-family landlords in the country, Invitation Homes and America Homes 4 Rent, report that their average tenant earns $100,000 a year. These companies and others who are targeting this specific market say they like the high earners who aren’t interested in moving around and are willing to absorb regular rent increases and other financial blips in their lives. These are the people who previously would own a home.

Although a $100,000 income is still comfortably higher than the median household in the country at $63,179 in 2018, it’s still short to get into many homes. Americans today have more debt because of car payments, college loans, health care premiums and credit cards than their parents and grandparents who lived more prudently. Most middle-class Americans accumulated wealth by owning a home which was the great wealth leveler with half of the housing wealth owned by the middle class. This happened right after World War II when owning a home became the expected norm.

But norms change especially in real estate and young singles and families have no qualms about paying high rent for what their grandparents would have considered a waste of money. The danger here is that once you’re in an expensive rental it becomes harder and harder to save the 20% usually required to purchase a home creating a permanent renter class.

All of this said, there are indicators recently released by the Commerce Department that the number of Americans who own a home grew through the summer months. The homeownership rate modestly ticked up to 64.8% in the third quarter from 64.4% a year earlier. This number matches the highest levels in five years and is getting close to the long-run average of 65.2% of people in the country owning homes.

In addition, according to S & P Core-Logic Case-Schiller National Home Price Index, the average national home prices grew 3.2% in the year ending in August up slightly from 3.1% the prior month. And, of course, this is all on the background of still extraordinarily low mortgage rates staying below 4% in most regions on a 30-year, fixed-rate loan.

In the instant gratification world we live in, it’s not surprising that younger generations don’t care a fig about building wealth. That’s a concept so far down the road for many of them it might as well be in a different solar system. But I’m old fashioned, and it bothers me that homeownership may become a victim of the six-figure income. Say it isn’t so.

More Castles in the Sand:

Are condos the future of housing?

The ghosts of real estate

You found the perfect house; now what?

Petitioners challenge Cortez Bridge decision

Petitioners challenge Cortez Bridge decision

CORTEZ – Opponents of the Florida Department of Transportation’s (FDOT) plans for the replacement of the Cortez Bridge have filed a petition for a formal administrative hearing before the State of Florida’s Division of Administrative Hearings.

The petition is in response to FDOT’s written announcement on Oct. 10 that stated FDOT’s Office of Environmental Management granted location and design concept acceptance for the bridge replacement project that calls for a 65-foot-tall fixed-span bridge to someday replace the aging drawbridge on Cortez Road.

The FDOT acceptance signaled the end of the Project, Design and Environment (PD&E) study phase and allows the project to move into the design phase. Filed in accordance with Florida Statutes, the petition challenges that FDOT acceptance.

Former Manatee County Commissioner Joe McClash is serving as the qualified representative for the petitioners – a group that also includes former County Commissioner Jane von Hahmann, Cortez residents Linda Molto and Joe Kane, the ManaSota-88 organization, the Florida Institute for Saltwater Heritage (FISH) and the Cortez Village Historical Society.

Von Hahmann signed and verified the notarized petition on Oct. 23.

The petition names the State of Florida Department of Transportation as the respondent.

The first page of the 23-page document states all the petitioners would have their substantial interests affected by agency action that permits the existing drawbridge to be replaced with a 65-foot-tall fixed-span bridge instead of a new and drawbridge.

“The 65-foot high level-fixed bridge will impact the maritime culture of the fishing village of Cortez and its fishing industry,” the petition says of FISH’s statutory right to initiate the challenge.

“The 65-foot high level-fixed bridge will create immediate harm to the historic fishing village of Cortez,” the petition says regarding the historical society’s right to challenge.

“Members recreate throughout the region including the area of the Cortez Bridge and have concerns that the fixed span bridge will impact environmental, aesthetic, cultural and natural resources,” the petition says of ManaSota-88’s right to challenge.

“The proposed action of a 65-foot high level-fixed bridge immediately affects the petitioner’s substantial interest in the use of the navigation waters at the Cortez Bridge with a sailboat having a mast height of 60 feet,” the petition says of McClash’s standing as a petitioner.

Taken from a 2017 FDOT video simulation, this illustration shows how the proposed bridge would alter the landing area in Cortez. – Submitted

The petition states von Hahmann has lived in the village of Cortez for 43 years and owns commercial and residential rental property in the village. It also states Kane resides at Fewville, a tiny village located within the historic village of Cortez, and Molto is a 32-year resident of Cortez who lives in one of the oldest houses in the village.

The petition states the FDOT action impacts the various petitioners’ quality of life, environment, financial well-being, mobility and the preservation of the village they enjoy and intend to continue enjoying.

The petition states a 65-foot bridge would create a dangerous intersection of offsetting streets with no safe pedestrian crossing, create an unacceptable increase in noise levels, divide the neighborhood with a wall-like structure and change the aesthetics of the village of Cortez in contravention of the county’s land-use restrictions.

McClash insight

When contacted, McClash said the FDOT attorney has acknowledged the petition was filed and will either accept it as filed or find flaws and request corrections.

Barring a successful motion to dismiss, McClash expects an administrative law judge from the Division of Administrative Hearings to conduct a hearing and issue a recommended order. McClash said FDOT would then issue its own final orders.

“It’s a little bit of an unfair process because the final action goes to the agency that wanted to permit what you’re challenging. Even if you have facts in your favor, the department has a lot of discretion when it comes to entering these final orders.” McClash said.

“I think FDOT definitely missed informing the public of the impact of the 18-foot-high sound walls,” McClash said.

As noted in the petition, McClash and his fellow-petitioners dispute FDOT’s claim that 75% of those who attended a public hearing in 2017 supported the 65-foot bridge option.

McClash said the petitioners’ ultimate hope is that FDOT rescinds its PD&E study-based action, addresses the concerns of the community and opts for a new drawbridge instead.

FDOT response

On Oct. 31, FDOT spokesperson Brian Rick provided The Sun with the state agency’s initial response to the petition.

“We have received the Petition for Formal Administrative Hearing for the Cortez Bridge. The department is highly confident that we followed all applicable state and federal guidelines related to this PD&E study; however, since this now a legal matter, we cannot provide comment,” Rick said via email.

Related coverage

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Castles in the Sand

Are condos the future of housing?

In case you haven’t noticed, interest rates are low, real low. Most rates for a 30-year fixed-rate mortgage are hovering around 4% based on credit scores and income to loan ratios. In spite of this, condo financing has always been somewhat of a poor stepchild to single-family home financing. New condo construction loans have been especially vulnerable to government regulations, but now The Federal Housing Administration has issued some new guidelines making available more advantageous condo financing programs.

FHA is trying to be more responsive to market conditions as well as accepting that condo units are being viewed more broadly as a way to provide affordable housing in many markets. Generally, single-family homes may not be accessible for first-time buyers and others who are trying to gain access to homeownership and condos nicely fill that need.

The new regulations are geared for new condo construction primarily but will also have an effect on the availability of condos for first-time buyers. Among other changes is one that has been a big issue for condo builders and that’s the owner-occupancy rate. The new FHA regulations have lowered the number of owner-occupancy rates as low as 35% from 50% before individuals can qualify for financing in new condo construction.

Condos are a big deal in Florida and in Manatee County. Although the number of condo sales was down in September for Manatee County, the sale prices were up, so let’s take a look at the county overall:

In September Manatee County closed 15.2% more single-family homes than last September. The median selling price for single-family was $315,000, 6.8% higher than last September. The average sale price was $381,577, 9.6% higher than last year.

Condo sales in September were down 8.6%, but the median sale price was up 6.7% to $199,000 and the average sale price was also up by 16.1% to $244,587. Both single-family and condos are low in inventory with the single-family home months supply at 3.3 months and condo months supply at 3.8 months. As a reminder, 5.5 months supply is the benchmark for a balanced market.

Sarasota County is also showing some increases in sales and pricing for single-family and condos. The median sale price for single-family in Sarasota increased by 6.4% to $298,000 and for condos, the median price decreased slightly by 1.8% to $232,000.

Statewide single-family homes reached a median of $265,000, an increase of 5.3%, and an average of $339,862, an increase of 4.9%. Condos statewide also increased with the median selling price at $193,000, a 5.8% increase, and an average of $261,532, a 1.3% increase.

All county and statewide statistics are from the Realtor Association of Sarasota and Manatee website.

Evidence continues to mount that condo sales will play a more significant role in the mortgage origination market in the next few years, according to CoreLogic. With a flood of millennials and other first-time homebuyers expected to soon enter the market for affordable housing, CoreLogic foresees a rising demand for condos in the near future.

Millennials aside, Florida is a hot market not only for retirees but homeowners relocating to a tax-friendly state with a lot of new construction and fundamentally great weather. But if you’re starting to think of relocating to the Sunshine State, you better get moving. Inventory is low, prices are high and interest rates are still historically low. Come on down!

More Castles in the Sand:

The ghosts of real estate

You found the perfect house; now what?

Is homeownership threatened?

Stone crabs here; festival coming

CORTEZ – They’ve been bringing in stone crab claws to the Cortez docks since the season began on Oct. 15, and now, the historic fishing village is inviting everyone to celebrate the harvest.

Stone crab claws are the featured attraction at the free 8th Annual Cortez Stone Crab and Music Festival on Saturday, Nov. 9 and Sunday, Nov. 10 from 10 a.m. to 6 p.m. Also on the bill of fare is fresh seafood and beer, local art displays and a kid’s play area.

If you go

Who: You, stone crabs

What: The 8th Annual Cortez Stone Crab and Music Festival, featuring fresh seafood, beer, live music, local art and a kid’s play area

When: Saturday, Nov. 9 and Sunday, Nov. 10 from 10 a.m. to 6 p.m.

Where: Swordfish Grill and Tiki Bar, 4628 119th St. W., Cortez; Marker 49 by boat.

How much: Free

Live music begins at 10 a.m. both days on three stages at the east end of the fishing village, 4628 119th St. W., or Marker 49 by boat.

 

 

 

 

Saturday, Nov. 9

Main Stage

10 a.m. – Terry Helm

Noon – Doug Deming & The Jewel Tones

2 p.m. – Donadi, Yoder, Moore & The Strange

4 p.m. – The Chris Anderson Band

Swordfish Stage

Noon – Tim Chandler

6 p.m. – Jason Haram

Cortez Kitchen Stage

6 p.m. – Buzz Factor

Sunday, Nov. 10

Main Stage

10 a.m. – Poppa Grump

Noon – Eric Von Band

2 p.m. Twinkle & Rock Soul Radio

4 p.m. – RJ Howson/Mike Kach & Friends

Swordfish Stage

1 p.m. – Stockton Bros.

5 p.m. – TC & The Troublemakers

Cortez Kitchen Stage

3 p.m. – Doug Deming & The Jewel Tones

Cortez crab traps - Cindy Lane | Sun
Cortez crab traps – Cindy Lane | Sun
Castles in the Sand

The ghosts of real estate

I never really believed in ghosts and evil spirits. It was always fun to talk about other people’s experiences at parties but since I never had any first-hand knowledge it was just that, fun until it wasn’t.

Anna Maria Island has its share of ghost sightings including haunted restaurants, even one with a ghost cat. Hotels have had sightings – how about a bride ghost – and, of course, Coquina Beach has its resident ghost. Naturally, some clever entrepreneurs have packaged these events into entertaining tours around the Island, so you can get up close and personal. But if you’re selling your property and you think you may have a ghost, what do you do?

Thankfully, Florida absolves property owners of the responsibility of disclosing paranormal activity in homes or the fact that a crime was committed in a home. In addition, the seller does not even have to disclose that their property was suspected to be the site of a crime. Further, a seller has no obligation to disclose homicides, suicides or deaths that occurred on the property. Basically, you can sell your property with all the ghosts, ghouls and goblins as an added bonus.

Florida is one of more than 20 states with laws that say agents and sellers won’t be held liable for failing to mention that 20 years earlier a wife stabbed her husband in the home’s master bedroom, for instance, or the possibility of paranormal activity. Our state does not consider these events material facts and therefore property owners are not subject to possible lawsuits down the road; you can do absolutely nothing within the law. However, in plenty of other states, you may be legally required to say something about your haunted house, deaths, suicides or crimes.

To me it does sound a little unnecessary to disclose deaths in a property; after all, how does an aged grandfather dying comfortably in his bed impact the structural integrity of a home. Even more unfair is a home that has no past history, but rumors have taken over facts and turned it into a stigmatized property that now has to be disclosed to potential buyers. This has happened in cases of celebrity or well-publicized events like the home where JonBenet Ramsey lived. Owners of some so-called stigmatized properties have even resorted to changing the property address in an effort to remove some of the stigma. Unfortunately, since you can’t prove the unproven, sellers are stuck and must disclose in states that require it.

As a general rule, it’s always better to disclose everything you know about a home, whether or not the law requires it. It will give your buyer a sense of honesty that is always important in a business transaction and will allow you to move out with a clear conscience knowing you’ve done the right thing.

My up close and personal ghost experience happened in a 17th-century hotel in Rome. Although I never actually saw a spirit, they did move several things around and made a copy of The New York Times disappear and then reappear in the exact spot. It was enough to give me the creeps and start paying closer attention to cocktail party talk.

If you’re selling your home and you think that it may be stigmatized in any way, ethics should prevail; if it makes you uncomfortable probably a good thing to disclose it even though you’re not obligated. Have a boo time on Halloween!

More Castles in the Sand:

You found the perfect house; now what?

Is homeownership threatened?

Real estate market disruption

Net ban at 25: Still stings, still opposed

Net ban at 25: Still stings, still opposed

CORTEZ – Red tide, blue-green algae, global warming, sea rise, sewage spills and oil spills combined don’t antagonize commercial fishermen as much as one single, 25-year-old subject.

On election day in 1994, Florida voters passed a state constitutional amendment banning Florida commercial fishermen from using gill nets.

The law made any commercial fisherman in the state an outlaw who used a gill net to catch mullet, as fishing families had done for generations.

Since then, they have lived the words of Winston Churchill: “Never give in. Never give in. Never, never, never. In nothing, great or small, large or petty – never give in, except to convictions of honor and good sense. Never yield to force. Never yield to the apparently overwhelming might of the enemy.”

One “enemy” is the Florida Fish and Wildlife Conservation Commission (FWC), which has so much power it is not legally obligated to extend due process of law to fishermen, says Ronald Crum, a Panacea bait shop owner who has a pending lawsuit against the state agency.

Next week, the case is set to come before Florida Second Circuit Court Judge Kevin J. Carroll in Tallahassee.

If Crum wins, he says it could be the beginning of the end of the net ban.

Net ban at 25: Still stings, still opposed
The Cortez Fishermen’s Memorial depicts a fisherman hauling in a gill net. – Cindy Lane | Sun

“If we win in the state court, we should finally have due process. If we don’t – and the FWC has argued that we don’t – we go to federal court with court rulings and FWC arguments that we don’t have due process,” Crum said. “How do you think that will look to a federal judge – Americans without any right to due process under the United States Constitution? The judge could eviscerate the FWC.”

The issue in the case is whether the FWC’s authority is constitutional or statutory, he said, adding that he believes it is statutory and subject to court rulings, which provide checks and balances on the agency.

Previous cases have indicated the FWC is immune from judicial rulings, he said.

No appeal, no amendment

A 2012 case ended in a stalemate.

Crum, the Wakulla Commercial Fishermen’s Association and mullet fishermen Jonas Porter and Keith Ward sued the FWC, arguing that its rules enforcing the net ban violate the equal protection rights of commercial fishermen, and cause the unwanted bycatch the ban is designed to prevent.

Leon County Circuit Judge Jackie Fulford found in favor of the commercial fishermen and lifted the net ban, ruling it a “legal absurdity” that FWC rules enforcing the ban allow small stretch mesh nets that catch and kill juvenile fish while prohibiting the larger mesh nets that let juvenile fish survive to reproduce.

Her ruling was appealed and stayed by the Florida Attorney General’s office, then reinstated, then appealed and stayed again before being reversed by the First District Court of Appeal, whose ruling the plaintiffs challenged at the Florida Supreme Court in 2014.

The high court declined to accept jurisdiction, ending the appeals.

Cortez commercial fisherman Mark Coarsey, the former president of Fishing for Freedom’s Manatee County chapter, which disbanded in March, led the local group for five years, working on the case and in other ways to regain and preserve the rights of commercial fishermen.

Net ban at 25: Still stings, still opposed
Cortez commercial fisherman Mark Coarsey demonstrates how legal-size mullet are caught, while mullet too small to be caught swim through the mesh of outlawed gill nets. – Cindy Lane | Sun

For years, he demonstrated at the Cortez Commercial Fishing Festival how legal-size mullet were once caught in now-illegal gill nets, while mullet too small to be caught swam through the mesh, saving the resource, Coarsey said.

“Legal nets have lots of bycatch,” Crum said. “Ninety-eight fish die for every two that go to market due to the net ban.”

Last year, Coarsey appeared with several members of the group at a meeting of the Florida Constitution Revision Commission (CRC) in St. Petersburg, requesting that a proposed constitutional amendment be placed on the November 2018 ballot to reverse the gill net ban.

The CRC did not approve the amendment, leaving voters no opportunity to vote on the issue.

A bad taste

When the net ban went into effect in 1995, “I was 45 years old and looking for a job for the first time,” said James ‘Wyre’ Lee, of Cortez Bait and Seafood. “It was nasty.”

The nastiness, fishermen say, is that when scientific evidence of mullet overfishing was disputed, recreational fishing groups and environmentalists published a photograph of a dolphin in a net with the slogan, “Ban the Nets – Save Our Sealife,’’ the inference being that commercial fishermen commonly caught dolphins in gill nets.

Net ban at 25: Still stings, still opposed
Many Cortez fishermen cite the Bible as their authority to net fish. On a wall in the fishing village is a mural depicting Jesus walking on the bank of the Sea of Galilee, saying to two fishermen, Peter and his brother Andrew, “Come, follow me,” as they cast a net into the sea. – Cindy Lane | Sun

The photograph “was staged by a Florida Marine Patrol officer who was busted” a decade later, says Cortezian Mark Taylor, former president of the Organized Fishermen of Florida, who lost his wholesale seafood trucking business after the net ban.

Voters were misled, he said. For example, they did not know that Cortez commercial fishermen pioneered habitat restoration in the state by drafting a proposal to use funds from gill net permit fees to pay for two full-time employees at the Florida Department of Environmental Protection.

“We were devastated because we couldn’t use our nets,” said Mary Fulford Green, 94, whose family was one of the founding families of Cortez.

“That’s when the price of fish became prohibitive for ordinary people to eat,” she said. “If you can afford a $1,500-a-week vacation rental, you can afford a $19.95 shrimp dinner. Ordinary people can’t afford that. People on Social Security can’t afford that.”

“People didn’t vote in ‘94 to hurt commercial fishermen,” Crum said. “They voted to limit gill net fishing, but it’s overkill.”