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Tag: Manatee County

Making lemonade out of a lemon real estate market

Written by Monica Simpson on . Posted in Business, Castles in the Sand.

Sometimes it looks like the national real estate market and the high-interest mortgage rates are nothing but lemons. But one startup company has found a way to turn the lemons into lemonade.

Assumable mortgages are something that was not uncommon back in the more civilized real estate era. Many conventional mortgages had an assumable clause built into the mortgage, giving lenders another source of potential borrowers. Those days are long gone except for government mortgages, including VA and FHA loans, which usually still contain an assumable clause.

What is an assumable mortgage? An assumable mortgage allows sellers to transfer their mortgage loan to the buyer purchasing their home. An assumable transaction doesn’t replace an old mortgage with a new one, but instead transfers the old mortgage to the new owner. The seller is relieved of the remaining mortgage liability and the balance of the outstanding loan is subtracted from the purchase price. The buyer, of course, must come up with cash to cover the balance of the purchase price.

Roam is the name of a new real estate startup launched several weeks ago in a handful of states, including Florida, who – for a fee – will search out properties with assumable mortgages. They will handle the paperwork and work through the system and the seller’s mortgage company on behalf of both buyer and seller to facilitate the mortgage transfer and property sale. Roam’s goal is to attract lenders and investors who can place new loans for the balance of the selling price, possibly at higher rates to compensate them for holding the assumable mortgage at lower rates. It’s not for a novice but, if successful, could open more available properties for buyers.

There are always good and bad points to anything new to the marketplace. If something looks too good to be true, it may be. Some of the pros for purchasing an assumable mortgage are lower interest rates, an obvious benefit for the buyer. Having an assumable mortgage gives significantly more exposure to a seller’s property. Closing costs will be lower and no appraisal is necessary, saving more money, and the buyer is assuming less debt.

The negative side of an assumable mortgage is a larger down payment, which is fine if a buyer has a lot of home equity or cash. Buyers still need to meet the lender’s credit and income requirements, and the buyer does not have a choice of lender.

Buyers who are assuming a VA-backed mortgage won’t be entitled to another VA loan until the assumed loan is paid off. Therefore, if you are getting VA benefits you may need to wait a while to qualify for another loan.

You may also be required to carry mortgage insurance depending on the amount of loan assumed and the loan-to-value ratio.

As I pointed out, this is a balancing act and not for everyone. Assumable mortgages could work great if you’re buying from a family member. If you don’t want a federal loan and are more comfortable with a conventional mortgage, it won’t work. Sellers with an assumable mortgage who may be having a problem selling their property could benefit by using it to make their home more desirable and advantageous to buyers.

Lemons or lemonade, the yin and yang of the real estate market. Just one more thing to add to the confusion.

County commissioners vote to reduce wetland buffers

County commissioners vote to reduce wetland buffers

Written by Leslie Lake on . Posted in Environment, Featured, Outdoors.

BRADENTON – Manatee County commissioners reduced wetland buffers in a 5-1 vote on Oct. 5, defaulting to the less restrictive state of Florida minimums from more restrictive county standards.

Buffers between sensitive wetlands and new upland development are reduced from 50 feet to 25 feet. Buffers between outflowing wetlands and new upland development are reduced from 30 feet to 15 feet.

Prior to the public comment session of the meeting, Commissioner Kevin Van Ostenbridge gave an indication that he would not be swayed by the upcoming speakers.

“The government is being asked to provide a land buffer – that’s the taking of property rights away from the citizen,” he said. “Is the juice worth the squeeze? That’s the ultimate question here.”

His conversation then took a political turn. He said he felt the board was being targeted by “radical climate activists” because the board is comprised of Republicans, and claimed that environmental groups were using children as “political pawns.”

The remarks drew groans from the audience.

Commissioner Mike Rahn said, “I’d like to get back to stormwater questions and concerns.”

During the public comment portion of the land use meeting, more than 30 people, including representatives from the scientific community and private citizens, spoke during the four-hour public hearing. Additionally, nearly 500 public comments were emailed to commissioners prior to the meeting, most opposed to a reduction in wetland protections.

Brice Claypool, 15, represented environmental advocacy group Kids for Clean Water at the meeting.

“I’m not a political pawn,” he said. “People ask me why are you doing this? And that’s because I love our local environment. I’ve been watching terrible things happen to our environment. I fear everything I love about our community is at risk of being lost. We need to start taking care of our waters. I’ve been dismayed by this board reducing protections for our waters despite the papers and evidence to support this.”

Claypool presented an open letter to the commission signed by 100 local youth.

Colin Curtis outlined what he sees as threats to the local environment.

“I’m a fisherman and I’ve seen the demise of water quality in Manatee County,” Curtis said. “We have three things going against us in Manatee. First, It’s low elevation, which means a slow drainage of our contaminants. Having a narrow buffer zone exacerbates this process. Second we have a low tidal exchange. This is not enough to clean our rivers and estuaries of the contaminants including fertilizers that sink to the bottom. Third and most importantly are the overzealous developers, assisted by you guys. The common people of this county deserve clean water over the profits of developers.”

Glenn Compton spoke on behalf of ManaSota-88, a non-profit organization with a stated goal of protecting the public’s health and the preservation of the environment.

“We own four lots in Manatee County, they would be described as coastal wetlands,” Compton said. “We don’t feel there’s a government taking of our property, because you can’t do things like take down the mangroves or build a seawall. We feel there are rules and regulations in place that need to be followed for the benefit of the community and the environment. So we don’t believe the idea that wetland buffers is a taking of land by the government.”

Compton said that the board is expanding the role of government by encouraging development in a flood-prone area.

“You’re going to have to provide services when the storm comes,” he said. “You’ll probably have to have federal flood insurance programs that will become more numerous in Manatee County. After the storm has passed, you’re going to have to deal with post-storm assistance which will be a cost to the taxpayers. This is an expansion of government into private property rights.”

Ken Piper said the purpose of this proposal is to “continue a policy of easy development for crony capitalists.”

“This proposal subjects the county to more state control,” Piper said. “True conservatives wish to retain local control while favoring smaller government. The problem with protecting the fee simple property rights of developers is that ignores the property rights of the rest of us. The problem is you are claiming you are enhancing the property rights of the developer and you’re forgetting about the taxpayers’ investments through their property and their infrastructure.”

Chris Costello of the Sierra Club asked the board not to make this a partisan issue.

“It can’t be political, it can’t be partisan,” she said. “I refuse to believe Republicans care less. Your decision today will decrease protections. Do not make this a partisan issue, please.”

John Mast, representing the Manatee-Sarasota Building Industry Association, spoke in favor of the amendment.

“The primary objective of changing the comprehensive plan is to streamline and smooth the efficiency of the permitting process,” Mast said. “This alteration aims to minimize duplication in government regulations, ultimately reducing the time required for permitting procedures.”

Abbey Tyrna, executive director of Suncoast Waterkeeper, spoke to the board.

“I’m here not only representing Suncoast Waterkeeper, but the 2,331 signatures we received on our Save Our Wetlands petition,” she said. “We’re eliminating protections for all viable wetlands.”

Rusty Chinnis, of Suncoast Waterkeeper and The Sun’s outdoors columnist, said more protections, not less, should be in place to protect the water.

“This is not being anti-development. Development is going to happen, but we need to consider smart development,” said Chinnis, a former builder. “Please carefully consider what you’re doing here. Everybody who comes here, who buys these homes here, come here because of the water quality. These are our waters. We shouldn’t be looking to the state. We should be looking to Manatee County and concerned, wise and informed commissioners.”

At the end of the meeting, Commissioner Jason Bearden made a motion to approve the change to the comprehensive plan. The motion was seconded by Van Ostenbridge, with a 5-1 vote in favor. Commissioner Ray Turner was absent from the Oct. 5 meeting. Commissioner George Kruse cast the lone dissenting vote.

The ordinance reads in part: “Adoption of an ordinance of the Board of County Commissioners of Manatee County… amending policy herein so that the county’s wetland impact mitigation standard and its wetland buffers requirements for isolated wetlands is consistent with state standards; allowing for engineering solutions to be considered adjacent to environmentally sensitive coastal wetlands; deleting text from the above-cited objectives regarding wetlands to achieve consistency with state standards.”

The hearing was the second on the reduction of wetland buffers. The first, on Aug. 17, ended in a 6-1 vote in favor of transmitting a comprehensive plan text amendment to the state of Florida, effectively reducing Manatee County wetland buffers. Kruse was also the lone voice of dissent in that vote.

Lawmakers go silent on consolidation

Lawmakers go silent on consolidation

Written by SUN contributor on . Posted in Anna Maria Island, Community News, Featured.

BRADENTON – The Manatee County Legislative Delegation did not address their plans for a consolidation study of Anna Maria Island cities as expected at an Oct. 5 meeting, the deadline they set for the three Island mayors to respond to their September request for information on the issue.

All three mayors sent their responses prior to Oct. 5 and the study was expected to be a topic of conversation at the meeting, held at Bradenton City Hall.

However, participants made no mention of the proposed state study on the consolidation of the three Island cities into a single municipal government. A September letter from Sen. Jim Boyd (R-Bradenton) and Rep. Will Robinson (R-Bradenton) to the mayors said that the state lawmakers expected a response before the Oct. 5 meeting from each of them on how they were working together to consolidate services, or they would go forward with demanding a consolidation study.

Each mayor responded that while they are in favor of the proposed study if its results would help reduce the burden on taxpayers, they were not in favor of consolidation.

The city of Holmes Beach was the only Island city with representation at the meeting. Attending were Mayor Judy Titsworth, Commissioner Terry Schaefer and City Attorney Erica Augello. When it was time to speak, Schaefer took to the podium to discuss the importance of home rule.

“Over the past three years alone, 81 bills have been passed by the Legislature that have critically diluted home rule,” Schaefer said. “We have had our differences with you over two home rule issues recently, however, we are encouraged by the process and sincere discussions occurring with your leadership and the Island’s three mayors. We all hope to produce the best outcome for Island residents, visitors and stakeholders and appreciate the opportunity to work with you in earnest.”

The only member of the delegation to speak to Schaefer’s comments was Boyd. He said that while he agrees with Schaefer’s statements on home rule, the place where the two differ is on the governance of land use.

During a meeting held in January, the delegation brought up the consolidation study and voted in favor of it.

They also presented a local bill to allow Manatee County to build a three-story parking garage at Manatee Beach in Holmes Beach against the city’s land development code and local ordinances. That bill passed at the state level during the 2023 legislative session and gained Gov. Ron DeSantis’s signature despite local opposition.

Coquina Beach Market reopens after more than a year

Coquina Beach Market reopens after more than a year

Written by Leslie Lake on . Posted in Entertainment, Markets.

BRADENTON BEACH – Coquina Beach Market vendor Christine Barrett loves her new office.

“Look at this,” she said. “My ‘office’ has the most beautiful view. What could be better than this?”

Barrett, of Five Acre Woods woodworking crafts, was at one of 80 vendor spots at the long-awaited Oct. 5 opening of the market on Coquina Beach.

“It’s been fairly busy today,” said Barrett, adding that she had been a vendor at the “old” Coquina Beach Market, located north of the current Manatee County-run market, but pulled out because of the construction at the beach.

Marketgoers perused offerings of clothing, foods, decorative items and jewelry on opening day. A ribbon-cutting will be held at the market on Wednesday, Oct. 11 at 10 a.m.

The market will be open on Wednesdays and Fridays from 10 a.m. to 4 p.m. and Sundays from noon to 6 p.m.

Nancy Ambrose ran the market for 10 years before Manatee County took over operations in August 2022. Originally slated to open in November 2022, the market was delayed by damage from Hurricane Ian and parking lot construction.

Vendors who would like to participate in upcoming markets may visit Coquinabeachmarket.org and text name, company name, product and email address to 941-840-0789 or email the information to info@coquinabeachmarket.org.

County commissioners to vote on wetland buffers

County commissioners to vote on wetland buffers

Written by Rusty Chinnis on . Posted in Environment, Outdoors, Reel Time.

On Sept. 26, Suncoast Waterkeeper hosted a panel discussion of the “Value of Wetlands” that was attended by over 150 concerned citizens. During the discussion, scientists including Tampa Bay Estuary Program Executive Director Ed Sherwood, A.J. Reisinger and Jim Bays provided attendees with the science behind the value of wetlands and answered questions.

Suncoast Waterkeeper is encouraging citizens to take the facts communicated by the invited scientists to the Manatee County Commission on Thursday, Oct. 5 at 9 a.m. when commissioners are scheduled for a final vote on the proposed reduction of wetland buffers. To watch the science panel event, tune into Manatee Education Television or YouTube.

What is at stake?

The Manatee County Comprehensive Plan is a set of goals and objectives put into policy by the Land Development Code. The proposed changes to the comprehensive plan’s element 3 – conservation – will eliminate all but one objective under Goal 3.3. This begs the question, can the county meet Goal 3.3 when most of the objectives created to meet the goal are removed?

Goal 3.3 states its purpose is “to protect, enhance, and maintain the natural flora and fauna resources of Manatee County to aid in the filtration of contaminants, provide for the preservation of native species for passive recreational and aesthetic enjoyment, and to provide a healthy environment for Manatee County residents and visitors.”

The proposed comprehensive plan changes will:

1. Eliminate protection for all viable wetlands beyond those deemed deserving of protection by the state of Florida. Currently, one of Manatee County’s objectives, which directs policy, is to protect all viable wetlands, even if they are not protected by the state. This additional protection for wetlands will be eliminated. Therefore, by reverting to the state for wetland protection rules, some of Manatee County’s viable wetlands will no longer be protected and will be open for development.

2. Eliminate the greater than or equal to 50-foot buffer requirement along all watercourses flowing into our drinking water sources. The development pressures around Lake Manatee are very high. This language change would eliminate protections for streams/creeks/branches that flow into Lake Manatee and other drinking water sources, such as the Peace River. State law does not require buffers around watercourses. Thus, residential developments will be allowed to infringe on the banks of these watercourses, subjecting them to siltation, bank erosion and contamination from multiple sources, including backyard lawn care practices such as applying pesticides and fertilizers.

3. Reduce buffers from greater than or equal to 50 feet to a minimum of 15 feet and average of 25 feet for outstanding Florida waters and aquatic preserves. Outstanding Florida Waters in Manatee County include all the bays (Sarasota, Palma Sola, Terra Ceia, etc.). Therefore, the requirement for extra mangrove protection around the bays will be lost. Instead of having rows of mangrove trees between homes and the bays, there will just be one row of mangroves. Can a single row of mangroves provide the protections necessary to withstand the next storm surge, abate the next high wind event, or provide the habitat necessary to maintain fish stocks important for commercial, sports and recreational fishing?

The Watershed Overlay Districts indicate where wetlands and watercourses have greater protections than what is required by the state of Florida because they are connected to local drinking water supplies.

What can you do?

Attend the Thursday, Oct. 5 Board of County Commissioners Land Use meeting at 9 a.m. The meeting agenda is available online.

Submit an online comment before it closes on Oct. 3.

Email your commissioner

Sign the Petition

For more detailed information check out Suncoast Waterkeeper’s September newsletter and consider joining the effort to protect local waters.

Vote could reduce wetlands protection

Written by Leslie Lake on . Posted in Featured, Outdoors, Water Quality.

BRADENTON – In response to a preliminary Manatee County commission vote to reduce wetland buffers on Aug. 17, the environmental community is making it clear that scientific evidence backs up the importance of wetland protection.

In a press release announcing a Sept. 26 Value of Wetlands Science panel discussion sponsored by the environmental advocacy group Suncoast Waterkeeper, its executive director, Dr. Abbey Tyrna, began with a quote from County Commissioner Kevin Van Ostenbridge, who said at the August meeting, “I’m not being shown any data to back up good intentions.”

Tyrna noted that the Aug. 17 meeting had four hours of public comment and included both passion and logic from scientists, engineers, professionals and residents opposing the change.

“(Van Ostenbridge) is just one of the six Manatee County commissioners

in charge of protecting remaining wetlands and aquatic buffers under the Manatee County Comprehensive Plan who claim there is insufficient science to support current policies,” she wrote. “In the face of outright disapproval from their constituents, the board still voted 6-1 (to reduce local wetland buffers), with the only opposing vote coming from Commissioner (George) Kruse.”

On Thursday, Oct. 5 at 9 a.m., Manatee County commissioners will consider adopting an ordinance to amend the comprehensive plan to “achieve consistency with state standards” for wetlands.

The proposed changes include eliminating the 50-foot wetland buffer requirement along inflowing watercourses and reducing wetland buffers from 50 feet to the state minimum of 15 feet and an average of 25 feet for Outstanding Florida Waters and Aquatic Preserves.

“If it’s true that all the Board of County Commissioners need is scientific data, then we are in luck – there are plenty of scientific studies on wetlands and water quality being conducted across the state,” Tyrna wrote.

“This panel is a continued effort to save our wetlands and follows a public petition which has garnered 2,168 signatures and counting,” she wrote. “Other organizations supporting this fight include ManaSota-88, East Manatee Preservation, Waterline Road Preservation Group, Speak Out Manatee, Florida Kids for Clean Water, Manatee League of Women Voters and Manatee Fish and Game.”

The Sept. 26 science panel at the Bradenton Woman’s Club drew more than 150 people including Kruse, the lone voice of dissent in the 6-1 commission vote.

“All we heard on that board (of county commissioners) was there was no science behind this,” Kruse said. “I knew that wasn’t true. It may be one thing to disagree with the science, but the science is definitely there.”

He said he attended the panel discussion an as audience member to hear speakers with firsthand knowledge of wetland science.

“I know there will be at least one vote against this” at the Oct. 5 meeting, Kruse said, referring to himself. “We just need three more.”

Speakers at the Sept. 26 Value of Wetlands Science Panel at the Bradenton Woman’s Club were Ed Sherwood, executive director of the Tampa Bay Estuary Program, A.J. Reisinger, assistant professor of Urban Soil and Water Quality at the University of Florida and Jim Bays, president of Stewards of Our Lakes (SoUL.)

Tyrna moderated the discussion. Each speaker spoke for 15 minutes and the presentation was followed by a question and answer period.

“Tampa Bay is one of 28 national estuary programs established by Congress as estuaries of national significance,” Sherwood said. “We’re interested in protecting wetlands because our estuary is continuing to be urbanized. We only have about 32% of the natural lands undeveloped in the watershed.”

Sherwood said habitats that are key to fish and wildlife have been lost as land development is expected to increase.

“There’s not enough space,” Sherwood said. “A lot of it has already been developed and those opportunities don’t exist. So we need to do our best with what we have now to look at our existing native habitats while looking for new and novel ways to expand our opportunities.”

It’s taking more and more effort to find those restoration opportunities, he said.

“In the past 30 years, we’ve lost about 180,000 acres of opportunity,” Sherwood said. “Development that’s going on has outpaced our ability to restore these key habitats. We’ve converted restorable lands to developed lands. We need to continue to make investments in restoring these key habitats.”

In addition to environmental benefits, Sherwood said the watershed has economic benefits.

“In Manatee County alone, there’s about $70 million in flood protection benefits just from the wetlands over a 30-year period,” he said. “There’s both economic and intrinsic value to these habitats.”

Resinger discussed scientific studies showing the role of stormwater systems role in flood control and the enhancement of water quality.

Bays outlined other benefits of wetland buffers.

“It’s not just the wetlands that are important, but the areas around them,” Bays said. “They remove pollutants, provide water storage and preserve habitat for animals that live along the perimeter.”

Other ancillary benefits include opportunities to grow plants that will mitigate the effects of climate change, provide trails for such activities as birdwatching and have an aesthetic value, he said.

“A 30- to 50-foot buffer is needed to achieve nutrient removal and protect wildlife,” he said.

During a question and answer period, Tyrna read a question submitted by an audience member.

“What do you say to people who do not believe in science to guide decision-making?” she read.

All three panelists agreed that conversation is key.

“I think we live, work and play in the Tampa Bay region because of certain aesthetics,” Sherwood said. “At the end of the day, I think we can have common conversations about what makes Tampa Bay special.”

“You need to figure out connections and reach people where they are,” Reisinger said.

“I would first ask them what is guiding your decisions,” Bay said. “I believe it’s a matter of education and outreach for those folks.”

Meeting attendees received cards with information about the upcoming Thursday, Oct. 5 meeting at the Honorable Patricia M. Glass Chambers at the Manatee County Administration Building, 1112 Manatee Ave. W. in Bradenton, suggesting that parties meet, call or email their county commissioners to register their opposition and attend the meeting.

Letter to the Editor: Kids want wetlands preserved

Written by SUN contributor on . Posted in Letter to the Editor, Opinion.

Dear Manatee County Commissioners,

We are kids who live in Manatee County and the surrounding areas. We love our community and our environment. We are sunset watchers. We are kayakers of mangrove swamps, snorkelers of seagrass beds, and sailors of our beautiful bay. These are the things we love, the experiences that have shaped us.

That’s why we are distressed to see our wetlands disappearing and our waters becoming increasingly dirty. We are concerned that we are losing what we love, that the reckless destruction of our environment being committed today will leave us nothing for tomorrow.

We are shocked and saddened that you are considering removing our already inadequate wetland protections. If our wetlands are destroyed, we stand to lose everything we love about our home forever. Decisions like this will define your legacy. Please, do not eliminate the county’s increased wetland buffer requirements.

 

Brice Claypoole

Manatee County

 

(Editor’s note: 71 other minors signed this letter)

Guest Editorial: Wild AMI depends on us

Written by SUN contributor on . Posted in Guest column, Opinion.

Anna Maria Island provides more than pristine water and white sand beaches for residents and visitors. As one of Florida’s west coast barrier Islands, it is ecologically diverse and an important habitat for a variety of wildlife.

The Gulf provides abundant fish, mollusks and crustaceans that support a large population of bottlenose dolphins. Manatees, also known as sea cows, graze seagrasses in the Gulf and Sarasota Bay. Manatees have been listed as an imperiled species since 1967 and protected areas have been set aside for them in the Sarasota Bay.

The island is a sanctuary for sea turtles and shorebirds. About 90% of all sea turtle nesting in the United States takes place on Florida beaches. Manatee and Sarasota County host the highest density of loggerhead nests in the Gulf of Mexico. In 2022, there were 453 nests with a record of 35,850 turtle hatchlings and successful crawls to the Gulf. Shorebirds such as black skimmers, least terns and snowy plovers nest on Anna Maria Island from spring through early summer. Research has demonstrated that chronic disturbance from human activity around nesting birds has a negative impact on reproduction according to the Florida Fish and Wildlife Conservation Commission. Shorebirds need space to nest, rest and feed undisturbed.

Like Anna Maria Island wildlife, visitors and residents depend on the water quality of Sarasota Bay and the Gulf of Mexico and the health of the beaches and they make an effort to maintain the beaches and swimming areas. AMI’s three cities are leading a combined effort to improve local water quality with the Islanders 4 Clean Water campaign. Locals serving with Anna Maria Island Turtle Watch and Shorebird Monitoring coordinate with county, state and federal efforts to conserve sea turtles and shorebirds. The Wildlife Inc. Education and Rehabilitation Center on AMI rescues and rehabilitates wild animals, and Mote Marine Laboratory cares for manatees, sea turtles and dolphins.

As stewards of Anna Maria Island’s resources and biological diversity, we are learning to make use of the earth’s natural resources, both renewable and non-renewable, in a manner that ensures sustainability and equity into the distant reaches of time. This attitude of stewardship requires full consideration of the potential environmental consequences of all development activities. It compels us to temper our actions with moderation and humility, realizing that the true value of nature cannot be expressed in economic terms. It is important for us to understand the natural world and its role in our collective development – both material and spiritual. Therefore, sustainable environmental management must come to be seen not as a discretionary commitment that we can weigh against other competing interests, but rather as a fundamental responsibility that must be shouldered – a prerequisite for spiritual development as well as the individual’s physical survival.

We must carefully evaluate the environmental impact as well as social requirements before deciding to develop a three-story parking garage on Manatee Beach.

– Eileen Jellison

Commissioner Kruse hosts Island talk

Commissioner Kruse hosts Island talk

Written by SUN contributor on . Posted in Anna Maria Island, Community News, Featured.

HOLMES BEACH – Only 18 people came out to the Island Branch Library on a stormy Wednesday night to hear what Manatee County Commissioner-at-large George Kruse had to say, but the conversation continued for nearly two hours.

Kruse held his monthly town hall meeting in Holmes Beach and invited anyone who attended to ask him questions. One of the hot topics of the night was the anticipated parking garage at Manatee Beach.

Parking garage

While Kruse said he wasn’t particularly for or against the parking garage, he doesn’t believe that it’s worth the cost to taxpayers or the best use of an estimated $30-50 million.

“We have much more important things to do in this county,” he said. “We do not have the money to do all the important CIP (Capital Improvement Plan) work we need to do. We don’t collect enough in impact fees; we don’t collect enough in FIF (Facility Investment Fees). We need to be focusing on our bridges, we need to be focusing on our major roads, we need to be focusing on Ft. Hamer, so for anyone to tell me this parking garage is even in the top 50 most important things is asinine,” Kruse said, referring to a recent county commission work session where several of his fellow commissioners stated that the Manatee Beach parking garage was a top priority project for the county.

Due to legislation signed by Gov. Ron DeSantis and supported by members of the Manatee County legislative delegation, Manatee County commissioners can go against Holmes Beach city ordinances and the city’s land development code to build a three-story parking garage at the county-owned Manatee Beach, located in the Island city. If it’s built, the parking garage is planned to have 900 parking spaces along with restroom, concession and retail facilities. The project would require the removal of the restaurant, restroom, bar and retail store at the beach, along with the existing 400+ parking spaces.

Manatee County Commissioner Kevin Van Ostenbridge, who is leading the charge to build the garage, said he estimates the garage will take at least two years to build. During that time, no parking, facilities or public access would be available at the popular beach.

Infrastructure and utilities

Another topic of conversation was water.

Kruse said that the county is facing a number of infrastructure issues, including a water shortage and water quality.

“We’re running into a water capacity issue,” Kruse said. “Not tomorrow, but I have to look into the future. You can’t build something in a day.”

He said that the long-term growth going on in the county will eventually create a strain on water utilities. As to the issue of water quality, he said he’s looking for any ideas to help increase water quality in the county in order to help increase water capacity for the county.

He also addressed the issue of the water main serving the north end of the Island that is still being repaired.

“That happened because we’re not maintaining it,” he said of the pipe that fell off the bridge this summer and has since been replaced with a temporary pipe taking up the south side of the sidewalk. “We don’t have the money to maintain it because fees and rates have been kept too low for too long. No previous board wanted to be on the hook to increase something even a nickel because then they’re going to have some negative campaign ad against them saying they raised taxes, so we kept the rates artificially low. It covered the water, but it didn’t cover the maintenance.”

Kruse added that the fees paid by developers that are supposed to help increase capacity and expand infrastructure are also too low. He estimated that those fees are about 20-30% of where they need to be.

Regarding infrastructure, he said that the county was keeping up with maintaining and creating new infrastructure, including roads, until 2008, when the housing market crashed. After that, he said it took the county years to begin collecting impact fees from builders again and by that time it was too late to catch up with all of the work that needed to be done.

“We’ve never caught up from then,” Kruse said, adding that some of his fellow commissioners have delayed a vote on increasing impact fees. Currently, he said the county is charging based on a 2015 impact study that used 2013 data. A new impact fee study has been done, though he said bringing impact fees to a vote has been delayed multiple times. Though it’s now currently slated for discussion by the commission in November, Kruse noted that if the vote is delayed again until December, an argument could be made that the study is now stale and would need to be redone, delaying the vote another six to eight months.

Bridges

On the topic of bridges, Holmes Beach Commissioner Terry Schaefer said that the Cortez Bridge is currently scheduled to be replaced in 2026, pending litigation, with the Anna Maria Island Bridge on Manatee Avenue tentatively scheduled for 2029. On both bridges, he said, the Florida Department of Transportation is looking at adding a third lane that would be designated for transit and emergency personnel.

Kruse said the county is considering adding another trolley for the Island trolley’s free transit system. He also said he’s pushing for the county to open libraries at least part of the day on Sundays and run Manatee County Area Transit buses on Sundays, when he said people are off work and can take advantage of the free amenities.

See more of what Kruse had to say on The Sun’s YouTube channel.

County takes no action against dog owner after multiple attacks

Written by Jason Schaffer on . Posted in Anna Maria Island, Community News.

MANATEE COUNTY – A 140-pound mastiff that has killed one dog and injured at least three people and three other dogs remains at home with his owner.

Rudy, owned by Anthony Santamauro, of Bradenton, attacked a small dog owned by Deanna McCollian, of Illinois, on Aug. 9 at Island Time Bar and Grill in Bradenton Beach, leading to the small dog’s death, according to police reports. During the attack, the unleashed mastiff bit McCollian and Island Time employee Sean Hamrick.

Manatee County Animal Welfare (MCAW) served quarantine paperwork to Santamauro following the incident and began an investigation on Aug. 10.

According to a report from MCAW officer Kevin Mitchell submitted on Aug. 17, the behavior appears to be a longstanding pattern.

“I was advised that Rudy is highly aggressive and killed multiple puppies in the past. I was then advised that they attempted to take Rudy to a trainer and the trainer advised that the dog should not be in public unless it’s leashed and muzzled, or both,” Mitchell wrote in a report after speaking to Santamauro’s estranged wife.

Reports obtained through a Freedom of Information Act (FOIA) request by one of the dog’s victims show more incidents.

The FOIA request yielded two previous attacks, one in 2020 and one in 2021, in addition to the most recent attack which left Holmes Beach resident Evalena Leedy injured with six puncture wounds to her arm on Aug. 21.

MCAW has continued to decline requests to comment on any of them.

According to a report on June 8, 2020, Bradenton resident Dorgas Skein stated that while walking her leashed dog, an off-leash dog from a neighboring house ran towards her dog, causing injuries to her dog that required surgery. The dog was confirmed to be Rudy, owned by Santamauro, who was issued a citation for an animal causing injury.

The second confirmed attack took place on April 12, 2021 on Columbia Drive in West Bradenton. According to the MCAW report on the incident, Alberto Seda, of Bradenton, was walking his dog on a leash along the road when Rudy ran into the road and attacked the much smaller dog.

“Anthony Santamauro was very apologetic and said he offered to pay the vet bill. Anthony said he had given them $300 for the vet visit, and they said it might be another $1,300,” MCAW Officer R. Duckworth wrote in his 2021 report. “Anthony had asked if he signs the dog over, would it get put down? I said most likely not. I said to sleep on it and I will call him tomorrow. I advised him if he is worried about the liability issues, he should put up two fences with gates in them to contain the dogs from getting out to the street and this shouldn’t happen again. I educated him on the laws, told him with prior history, he might receive a ticket.”

The fourth confirmed, and most recent, attack took place on Aug. 21, 2023, reported by The Sun in its Aug. 30 edition. Evalena Leedy was taking her 9-pound toy poodle, Alonzo, for a walk about 8:30 p.m. when unleashed Rudy approached rapidly from nearby bushes. In an effort to protect Alonzo from the animal that was more than 14 times its size, she grabbed him and put him on the roof of a nearby car. Alonzo was unharmed, but Leedy wasn’t as fortunate.

“The dog repeatedly lunged at me and bit my right arm causing me to bleed,” Leedy said. “The dog kept coming, I was trying to protect myself and Alonzo and was unsuccessfully attempting to kick the dog away.”

Leedy said after she had been bitten, the dog’s owner, later identified as Santamauro, arrived and pulled the mastiff off of her.

Leedy has remained frustrated with MCAW and their handling of the situation. According to the FOIA reports she requested, and later provided to The Sun, Rudy was only ordered to quarantine after the Island Time incident. In the most recent report, involving Leedy’s case, no quarantine was issued and Rudy remains free.

According to Florida Statutes, if an investigation finds a dog to be dangerous, and it further attacks humans or other domestic animals, the owner is guilty of a first-degree misdemeanor and the dog is confiscated by animal control and humanely destroyed after a 10-day period (Florida Statute 767.13 (1) ). If a dog deemed dangerous attacks, causing serious injury or death to a human, the owner is guilty of a third-degree felony and the dog is humanely destroyed after a 10-day period (Florida Statute 767.13 (2) ).

MCAW has refused to comment on any of these cases and has offered Leedy little information on what actions are being taken beyond what is contained in the reports she obtained from the FOIA request. She wants answers, but isn’t holding out a great deal of hope based on past actions by MCAW.

“It seems that from reports, Animal Control does little or nothing to follow up after attacks,” Leedy said in a Sept. 13 email to the Sun. “Where is Santamauro and Rudy? Why was the quarantine not required after my bite? Why is there only one dangerous dog listed on Manatee County’s website? What will it take for Manatee County to act? Another dog dying, or God forbid a person?”

Castles in the Sand

Property owners with equity may tend to overpay

Written by Louise Bolger on . Posted in Business, Castles in the Sand.

Feeling pretty flush, are you? Most of us who have owned property for several years are pretty happy with the equity we have accumulated. But if you are selling and purchasing another property, be careful. That equity can slip through your fingers at lightning speed.

A recent study by UCLA Anderson School of Management discovered that for every dollar of equity gain that a seller receives, he or she overpays by 7.9 cents on the next home purchase.

There are a few theories about why this is happening, one of which is that with higher equity comes lower capital constraints, allowing buyers to consider larger homes they are willing to pay more for. Also, a buyer with a nice equity cushion can offer more and sometimes will pay more to avoid a time-consuming search for a new home or to place themselves at an advantage above other buyers. Either way, these actions are driving offers higher than they should be.

Naturally, overpaying contributes to escalating housing costs, compounding the effect of fewer homes on the market and pushing up selling prices. This is more bad news for buyers who are competing with high equity buyers who are cornering the market with a lot of equity and cash bidding up prices.

Buyers who overpay for a property are risking that the property values will stay high when the time comes to resell. If a buyer is in the property for the long haul, it might be a smart risk to take for a property you want. However, if a buyer is looking at a short-term purchase they could get caught in an unexpected downturn of the market.

With residential mortgage interest rates approaching 7.5%, not only are buyers caught in the vice, but banks are also starting to see their profit margin caught in the same vice. Applications for home purchase mortgages dropped to their lowest levels since 1995 a few weeks ago, according to the Mortgage Bankers Association. Buyers aren’t buying because of low inventory and high rates and potential sellers aren’t selling and giving up their ultra-low mortgages – a perfect storm in a not-so-perfect real estate market.

But there are still high-end buyers who are jumping into the real estate market. The only difference is the jumbo loans these buyers typically are looking for are not as available as they once were. A jumbo loan is a non-conforming loan that exceeds the conventional loan limit set by the government housing authorities. The limit is currently set at $726,200 or higher in some high-cost areas in the country. For instance, Hawaii would be considered a high-cost area. These loans typically were considered low-risk loans the banks kept on their books that attracted wealthy customers, many of whom used the same bank for additional business transactions.

These loans usually carried lower rates than regular mortgages. However, the lower preferential rates for jumbo loans have reversed in recent months and now the jumbos are also approaching 7.5%, forcing home buyers to reconsider their financial options or even whether it’s a good time to buy. Since we’re living in an area with many high-end properties for sale, these higher rates could influence our market.

Whether you’re buying a car or a pair of shoes, it’s the same. If you have more, you pay more and if you pay more, you borrow more. Americans love the best of the best. Be careful that the money doesn’t slip through your fingers.

Suncoast Waterkeeper to host ‘Value of Wetlands’ panel

Written by Rusty Chinnis on . Posted in Outdoors, Reel Time.

Development and the environment can be compatible. While I know that might seem like an antithetical statement, when greed and power don’t cloud the big picture, it becomes obvious that sustainable growth and a healthy ecosystem must co-exist. In coastal communities like Manatee County, wetlands have never been more important to the health and economy of the region. Rising sea levels, more powerful storms and mushrooming harmful algae blooms like red tide and lyngbya make the point. The time for quick action has never been more urgent and, if you’re not on the water like local anglers, the collapse of the Indian River Lagoon on the east coast and images of starving manatees serve as the proverbial “canary in the coal mine.” Unfortunately, at a time screaming for enlightened leadership, the Manatee County Board of County Commissioners (BOCC) voted 6-1 to roll back wetland protection, with Commissioner George Kruse dissenting. The move is a not-so-veiled attempt at payback to developers that financed their campaigns. The BOCC members claim there is no science supporting buffers and state minimum standards will protect the local environment.

Suncoast Waterkeeper (SCWK), reacting to the attempt, convened a panel of experts to explain the detrimental effects on coastal water quality, drinking water quality, habitat and coastal resiliency within Manatee County. In a statement posted to their website, social media and mailed to local news outlets and members, they encourage citizens to get involved in an issue that is sure to impact the lives of countless generations of Manatee County citizens.

Join the discussion on Tuesday, Sept. 26 from 6-7:30 p.m. at the Bradenton Woman’s Club and learn the facts from scientists who study wetlands and water quality in our region. The BOCC claims insufficient science to support the language currently in the comprehensive plan, so SCWK is asking researchers who study these issues to give the public facts. Go to www.suncoastwaterkeeper.org/save_our_welands to learn how you can get involved and protect our vital coastal resources. You can also sign their petition and sign up to volunteer. Volunteers will be given scientific information presented by panelists to read into the record at the Oct. 5 county commission meeting. In the words of Abbey Tyrna, SCWK’s executive director, let’s flood them with facts!

Oil spill investigation, cleanup continues at SeaPort Manatee

Written by Leslie Lake on . Posted in Environment, Outdoors.

PALMETTO – The U.S. Coast Guard (USCG) continues to investigate the source of an Aug. 31 oil spill at SeaPort Manatee.

As of Sept. 8, the Coast Guard reported about 19,000 gallons of an oil/water mixture had been removed and 6.4 tons of oily debris was disposed of from the port’s inner basin.

USCG Sector St. Petersburg’s Response Department was notified on Aug. 31 through the National Response Center that there was a visible discoloration of the water at the Manatee County-owned seaport located on Tampa Bay.

“A commercial oil response company has been hired,” USCG Sector Commander Capt. Mike Kahle said on Sept. 1. “They’re applying a boom around the oil. It appears to be contained.” To date, 97% of the oil has been removed from the surface of the water, according to Kahle, who said he expected cleanup efforts to be completed by Sept. 10.

On Sept. 8, Congressman Vern Buchanan toured SeaPort Manatee. He was joined by SeaPort Manatee Executive Director Carlos Buqueras and Kahle.

“Our local waterways, environment and marine life are incredibly important to area residents and Florida’s tourism-based economy,” Buchanan said. “With no evidence pointing to any infrastructure failures or pipeline leaks so far, it looks increasingly likely that someone may have dumped this oil and is failing to come forward. Whether an accident or purposeful, any potential bad actors must be held accountable for putting our waterways at risk.”

According to Kahle, about 19,000 gallons of contaminated water were cleaned up from the port. Of that, approximately 3,500 gallons were heavy, unrefined oil.

“It’s still too early to define where exactly that heavy fuel came from, because we don’t handle a lot of heavy fuel,” Buqueras said.

“Since Aug. 31, SeaPort Manatee’s team has been proactively collaborating with the Coast Guard to assist in response activities,” Buqueras wrote in a Sept. 7 statement. “The Coast Guard has inspected every area of the port, yet to date has been unable to identify the origin of the material.

Oil spill investigation, cleanupcontinues at SeaPort Manatee
A boom is put in place to contain an oil spill at SeaPort Manatee. The U.S. Coast Guard continues to investigate the source of the spill. – Submitted

“Preserving the environment is among our top priorities, which is why we have fully continued partnering with the Coast Guard,” Buqueras wrote. “We have also encouraged tenant businesses at the port to cooperate with the Coast Guard.”

“NOAA (National Oceanic and Atmospheric Administration) experts conducted an endangered species analysis of the impacted area and reported no fish or wildlife is affected at this time,” according to a Sept. 6 USCG report.

Due to its location in SeaPort Manatee, the U.S. Coast Guard assumed jurisdiction for the incident, according to Department of Environmental Protection Press Secretary Brian Miller.

According to the Coast Guard’s Facebook page, on Sept. 1, 4,500 gallons of oil/water were removed overnight and an additional 3,000 gallons removed the following day. On Sept. 2, the following was posted: “7,200 gallons of oil/water mixture was removed from the spill Sunday, including a large amount of oil debris. The source and responsible party are under investigation. Clean up operations will continue until we are sure the oil is removed.”

The following day, the Coast Guard reported 4,400 gallons of the oil/water mixture were removed, and stated, “Investigators are sending oil samples to be type-tested to assist in the investigation into the source and responsible party.”

According to that Sept. 3 post, 90-95% of the surface oil had been removed, ship’s hulls were 39-43% cleaned from the oil, and 6.4 tons of oily debris had been removed.

The Coast Guard reported on Sept. 6 that additional samples were taken from three vessels and two pipeline companies for analysis to try to find a match to the spilled oil.

Letter to the Editor: Garage would ruin appeal of Manatee Beach

Written by SUN contributor on . Posted in Letter to the Editor, Opinion.

This is in response to the Aug. 23 edition of the Anna Maria Island Sun, “Beach parking garage fight continues.”

I just want to add my voice in support of the comments made by Holmes Beach Police Chief Bill Tokajer. My family has been coming to Holmes Beach since the early 1980s when my in-laws lived across the street from Manatee Beach. Our three children have such great memories of being on the beach and “jumping in the waves.” We celebrated my mother-in-law’s 80th birthday at the Beach Café, where my wife’s parents danced together to the background music that always seemed to be playing at the Beach Café every night. Sunday mornings we’d take the kids over to have breakfast with The Pancake Kings. When we were back in Chicago, and then in Minnesota, I’d often see the AMI sticker on cars while out driving, and it’d make me wish I were there. Thousands upon thousands of people all over the country can probably tell you of the great times they’ve had at Manatee Beach and the Café.

It’s part of what Anna Maria Island is all about. It’s the City Pier, where the people responsible resisted putting up railings along it when it was recently rebuilt because railings weren’t in the original design. It’s going to the restaurants that seem to have been there forever, like Hurricane Hanks, Skinny’s and the Sandbar, and coming back to them year after year. But what attracted me right away to Anna Maria Island, and especially Holmes Beach, was that Holmes Beach has somehow managed to hold on to having the look and feel of being a town. It’s not what most of the other islands along the Sun Coast have become. That’s what draws people to come here and to want to live here. Manatee Beach, the Beach Café, the Pancake Kings, they’ve all been an integral part of the Island for as far back as most people can remember.

Take that away by putting in a three-story concrete structure right where people have been parking for years, well, it’s paving paradise to put up a parking lot. Once you lose paradise, you can’t get it back.

 

Jeff Forsythe

Bradenton

Castles in the Sand

Some homeowners ‘going bare’

Written by Louise Bolger on . Posted in Business, Castles in the Sand.

Florida homeowner’s insurance is one of our favorite cocktail party conversations here on the coast. People who don’t live on the coast think we’re nuts to risk all just for great views and beach access. But we’re not the only homeowners who are being charged more for getting less coverage; it’s the new norm.

If you notice a drone over your roof, don’t be surprised, insurance companies are checking roofs for condition before renewing homeowner’s policies. In an effort to recoup some of their losses in recent years, insurance companies are raising deductibles, requiring new roofs and denying coverage on older homes without strong wind mitigation. With the Gulf waters overheated, we can expect more storms and higher premiums.

The national average for home insurance has gone up 20% from 2022, according to Bankrate.com. As unbelievable as it may seem, 12% of homeowners in the country don’t purchase homeowner’s insurance. About half of them have annual household incomes of less than $40,000, according to a survey by the Insurance Information Institute.

Florida is not alone in experiencing double-digit insurance increases. Companies are raising rates or completely leaving Louisiana and California in addition to Florida. There is, however, a solution for some homeowners who have the funds and nerve.

The insurance industry has a phrase for homeowners who choose not to buy homeowners insurance – it’s called “going bare.” If you own a home with a mortgage, you can stop reading right now, you don’t have the option of going bare since your mortgage lender will require you to carry sufficient coverage to repair or replace your property in the event of a major disaster.

Your lender may also require you to escrow for insurance as part of your monthly payment and then they pay the annual premium. This is, of course, to ensure that the premium is paid and their asset – your home – is insured. If this is an arrangement you have with your lender, it’s possible to ask them to allow you to pay your insurance without having to escrow for it monthly. Usually, you have to have owned your home for several years and have demonstrated a good credit score and your ability to pay your mortgage payment consistently on time.

However, if you’re a gambler, you can “self-insure,” assuming your bottom-line savings will outweigh any repairs you might have to undertake in the event of a storm or fire. Wealthy people say they have enough money saved to rebuild or move even if their house is destroyed, but for the average homeowner, it’s a bit more of a challenge.

A standard insurance policy typically covers the cost of replacement of the home and some of its contents in the event of damage or theft. Some average homeowners who have satisfied their mortgage choose to drop their insurance and bank the annual premium. Sometimes they come out ahead, especially if they have the ability to invest the money not paid for premiums at a good return, but it’s a risk not everyone can or should take. In addition, some homeowners who live in vulnerable waterfront locations are pushed into going bare when their policies are dropped and/or are renewed at a very high rate.

The increased cost of homeowner’s policies is hitting the real estate market heavily. Potential buyers can’t afford the double whammy of higher interest rates and higher insurance premiums, freezing the real estate market further. Pay the price or go bare – no good options.